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TERMS AND CONDITIONS

If you are an incard UK account holder, then the following terms and conditions apply to you:

• incard General Services Agreement (UK) | Download

• The Currencycloud Limited Terms of Use | Download

• Pricing | Download

• VISA Exchange rate calculator | Open

If you are an incard EEA account holder, then the following terms and conditions apply to you:

• incard General Services Agreement (EEA) | Download

If you have created an incard account or are visiting our website:

• Website terms of use | Download

• incard privacy policy | Download

• Cookie policy | Download

• Complaints policy | Download

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Incard Ltd is an appointed representative of The Currency Cloud Limited providing payment services. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Visa is a registered trademark of Visa International Service Association. Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licence by Visa Europe Limited. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Service Commission.