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TERMS AND CONDITIONS

If you are an incard UK account holder, then the following terms and conditions apply to you:

• incard General Service Agreement (UK) | Download

• incard Card Terms with Nium (UK) | Download

• Nium Privacy Notice | Download

• Pricing | Download

• VISA Exchange rate calculator | Open

If you are an incard EEA account holder, then the following terms and conditions apply to you:

• incard General Service Agreement (EEA) | Download

• incard Card Terms with Nium (EEA) | Download

• Nium Privacy Notice | Download

If you have created an incard account or are visiting our website:

• Website terms of use | Download

• incard privacy policy | Download

• Cookie policy | Download

• Complaints policy | Download

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incard is an agent of Nium Fintech Limited (reference number: 901024) and UAB NIUM EU (licence no. 14). Nium Fintech Limited and UAB NIUM EU are regulated by the Financial Conduct Authority and the Bank of Lithuania, respectively. incard and the incard logo are trademarks of Incard Ltd (company number: 13073893), registered in England and Wales at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.