Incard provides a comprehensive financial platform designed to assist e-commerce founders in managing their finances. As an e-merchant using Incard, you gain instant access to multi-currency business accounts and cards. Plus, integrate your favorite e-commerce platforms to monitor your spending, access reports and monitor key KPIs.

We save time and money for entrepreneurs, allowing them to reinvest these resources into their businesses.

Any company registered in the United Kingdom, Europe, in the following countries: France, Ireland, Belgium, Estonia, Luxembourg and Switzerland.

Incard is a platform dedicated to online businesses such as e-merchants, digital agencies, creators, affiliates. We therefore give priority to the review of businesses in this category before expanding our field of activities.

Some commercial activities are prohibited. You can find more information here.

Incard's all-in-one finance operations platform offers a range of features to help customers save time and money. While individual results will vary, our model, based on product usage data and customer-reported results, shows potential cost savings when fully utilising Incard.

Key savings drivers:

• Rewards: Earn valuable cash back and access merchant discounts with our cards.
• Savings insights: Receive personalised advice to reduce costs, such as cash flow insights and identification of redundant subscriptions.
• Legacy tool replacement: Replace costly software with our built-in bill payment to manage all your accounts payable and receivable.
• Faster bookkeeping: Speed up accounting and eliminate manual invoice matching and expense reporting to save employee hours.
• Time: Advanced compliance avoiding unnecessary restrictions which could have a snowball effect on your ad performance, vendors if you can't pay their bills.

There is no movement commission in addition to the cost of the subscription.

In other words, if you do not exceed your free allowances, you will only be charged for the monthly rate of your subscriptions.

If you exceed this free allowance because your business is growing fast, or you experience volume spikes, you can still decide to upgrade your subscription at any time in a few clicks.

Transfers

Your Incard account allows you to receive transfers from all over the world and send money in more than 6 foreign currencies via the SWIFT network and 4 foreign currencies as a local.

Payments by card

All of our Incard cards provide access to a membership program. Depending on your subscription plan, you will have access to different reward categories as well as varying redemption values and options for your Incard points. If you are a frequent traveller, we advise you to order one of our Platinum Metal Cards to get full coverage and access to lounges.

With your Incard cards, all your payments abroad are made at the real exchange rate (without any exchange commission).

You can manage your Incard plan directly from the app, under Settings and the Subscription tab. You can upgrade or downgrade at any time, depending on your stage of growth. Each plan unlocks higher limits and tools to scale your business.